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Insurance Risk

Creativity Motivation – What is motivation – Corey K Katir
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Describes motivation process for creativity with emphasis on intrinsic motivation by Corey K Katir

Insurance expert Ty Leverty was in the news reporting that customers pay up to 31% more for insurance when insurance companies have to comply with regulations in more than one state. The University of Iowa professor of finance has also studied how tort reform laws lower insurance premiums and save consumers money, dependent upon where the consumer lives.
Levertyas paper, aThe Cost of Duplicative Regulation: Evidence From Risk Retention Groups,a was published recently in the Journal of Risk and Insurance.

Captive insurance expert Stewart A. Feldman is lecturing at the University of Delaware’s Captive Insurance Risk Management Certificate Program, April 18 – June 6, 2012. Feldman, CEO of Capstone Associated Services, Ltd., is an expert on insurance companies established with the objective of insuring risks emanating from their parent group(s).

Insurance expert Robert Desaulniers, who contracts with FEMA, says extra coverage will be required for Newburyport, MA, homes that are now mapped in a higher risk area. The previous maps are from 1985 and over the years, many of the flood insurance maps have become outdated due to urban growth, changes in river flows and coastlines, and even flood mitigation efforts.

From How to Get Out of Debt

When it comes to free credit reporting products, I mean really free, the services are hard to find. Sure, there have been all sorts of teaser products offered that then signed you up for paid services but where does someone go to find their actual credit score? Until a year or so ago the online [...]

Read the full article at GetOutOfDebt.org, click here: Truly Free Credit Scores and Daily Credit Monitoring

From How to Get Out of Debt

“Dear Steve, I started out with nothing graduating from a private christian home. However I have accrued a $3,000 or more student loan. The first college I tried going to was a big money racket but i didn’t know that, now I do. I have about a $1,500 credit card debt that is already in [...]

Read the full article at GetOutOfDebt.org, click here: We Don’t Make Enough Money to Repay Our Debt. What Do We Do? – Melody

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CLUE or C.L.U.E. Reports

The C.L.U.E. Report is the only report available specifically tailored to satisfy Section 7B of the Residential Purchase Agreement, and only discloses the 5 year insurance loss history of the home the buyer is purchasing. Unlike all other related reports, the C.L.U.E. Risk Only Report does not display any of the seller’s personal information (i.e. social security #, date of birth, and credit score.)

The information provided in the C.L.U.E. ROR comes from C.L.U.E. (Comprehensive Loss Underwriting Exchange). The C.L.U.E. database contains the most accurate and reliable loss history information, with 99% of insurance companies submitting loss/claims information; only 60% contributes to the other known source.

The C.L.U.E. Risk Only Report is the only fully insured insurance loss history report available, offering 48 hour delivery via phone, fax, and the web.